You Should
Expect :

  • Fast Pre-Approval
  • Competitive Interest Rates
  • Flexible Loan Terms
  • Help With Paperwork And Settlement
  • Support For All Credit Types

Get on the Road Faster With a Car Loan That Works for You

Requested Loan Amount?

$

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Repayment Period?

Years

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Secured or Unsecured

Secured

A secured loan is backed by the asset being financed — for example, a car — which serves as collateral. 
The primary benefit of secured loans is their typically lower interest rates, as the collateral lowers the lender’s level of risk.

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Unsecured

In an unsecured loan, the lender does not require any asset to be held as security — there is no collateral. As a result, these loans typically come with higher interest rates compared to secured loans, due to the increased risk for the lender.

Unsecured loans are generally not the first choice for vehicle purchases, as using the car as collateral can often result in lower interest rates. However, there are situations where an unsecured loan may be suitable — for example, if the car being purchased is too old to be accepted by the lender, if it doesn’t meet the lender’s criteria, or if you need to borrow significantly more than the purchase price to cover additional costs or customisations.

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